Target industry segment:
Small and medium-sized enterprises involved in agriculture
Requirements for Partner Banks:
Requirements in the framework of "Lending to SMEs through commercial banks" program
Purpose of loan:
Kyrgyz som, US dollar
Up to 1 million US dollars or an equivalent in KGS.
Up to 7 years.
It is possible to have a deferral for a loan principal repayment up to 24 months.
Interest rate of a Commercial Bank for the Borrower:
No more than 9% per annum in KGS, including all fees of the Partner Bank
No more than 5% per annum in US dollars, including all fees of the Partner Bank
Additional commissions and charges:
Individual, seasonal repayment schedule in accordance with the Commercial Bank requirements and the Borrower financial condition
Collateral security for a Partner Bank
According to the Commercial Bank requirements
In case of insufficiency of the collateral, it is possible to provide guarantees of the Guarantee Fund OJSC.
Requirements for SMEs
Requirements for fruit-growing farms
Requirements for companies supplying seedlings
 Planting fruit crops that begin to bear fruit early, while bearing a large number of high quality fruits.
 Planting a tree culture with a shorter period in order to increase the yield of wood per unit area.
 Requirements for planting fruit crops.
 A quality certificate is a document issued according to the rules of the certification system of seeds and seedlings of fruit and berry plants and grapes, certifying their planting qualities and confirming their compliance with the requirements of state and industry standards.
 Variety identification certificate is a document issued after the approbation of varietal plantings and certifying the varietal purity of plants. Only varieties included in the State Center for Testing Variety and Plant Genetic Resources obtained legally and allowed for use are subject to certification.
 Every plant nursery, once a year, undergoes phytosanitary licensing and receives a phytosanitary certificate for its products, issued by state organizations for plant quarantine and protection (in world practice).